You may think you’re a perfect match, but one of the biggest compatibility tests for couples is merging finances. And, sure, it may feel like talking about money will kill your romance, but – and not to sound like your mother – is it really that special of a relationship if discussing credit cards and spending habits could actually kill it?
So somewhere between proposing and saying, “I do,” here are some key questions you and your significant other should be asking each other.
How much debt do you have? Definitely a romance buzz-killer, but you’re going to be marrying this person and sharing their life. You should ask this question, and if you have a lot of debt, you should absolutely volunteer this information.
“In an age where student loans over $100,000 are not uncommon, the debt discussion is crucial. Entering a marriage with hidden debt can be a disaster and starts a marriage off with a lot of mistrust,” says Anthony Criscuolo, a certified financial planner with Palisades Hudson Financial Group in Fort Lauderdale, Fla.